Home Equity Loans

Home Equity Loans

When it comes to getting the best terms on a loan, homeowners have an extra trick up their sleeve: equity. You can use the equity in your home to secure great rates and tax-deductible interest.*

THE National Bank can provide the funds in a lump sum term loan or as a home equity line of credit (HELOC). Either way, we provide a smooth, easy process from start to finish.

Summary
  • Competitive rates
  • Interest may be tax deductible*
  • Flexible terms
  • Local decision-making
  • Easy application process
  • Amount approved is based on current value of home, less any outstanding principal loan balance

*Consult your tax advisor.

HELOC

You can establish a home equity line of credit as an alternative to a term loan. With a HELOC, you are pre-approved for a revolving credit line that you can access as needed.

  • Only pay interest on what you use
  • Re-access as needed without re-applying
  • Affordable alternative to high-interest credit cards
  • Competitive rates
  • Interest may be tax deductible*
  • Local decision-making
  • Amount approved is based on current value of home, less any outstanding principal loan balance

*Consult your tax advisor.

Consumer Lenders

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Questions?